impact insurance claims
It’s easy to believe that your property will never be subjected to impact damage; that it’s something that happens to other people. But in the worst case scenario, it’s good to know that a team of experienced, knowledgeable assessors are only a phone call away.
As soon as you contact Your Claim, we will take the necessary steps to secure your property and carry out any emergency repairs. We’ll also manage your impact insurance claim from start to finish, leaving you free to carry on as normal, safe in the knowledge that your case is in expert hands.
Case Studies
North Essex Heritage Building
North Essex Heritage BuildingWhen YourClaim were called by a local commercial agent to investigate an impact damaged heritage building in Colchester, we were given instructions by the landlord not claim against their own building policy rather pursue the Dutch haulage...
Testimonial
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Examples of impact damage
A falling tree or a car embedded in your wall are common examples of impact damage. In rarer cases, our loss assessors deal with cases where a property has been caught in the aftermath of an explosion involving mains services, such as faulty gas lines.
The term can also cover malicious damage, which is typically damaged caused to your building or its contents on purpose, by somebody who is not authorised to be on your premises.
How we can help
With your agreement, we will undertake a full damage report listing the work and materials needed to reinstate your building and, crucially, the cost to your insurer. We can also bring a Chartered Surveyor into the project if your impact insurance claim requires specialist expertise.
Once we have a good understanding of what’s needed, we will engage structural specialists to ensure the safety of your building during the repairs phase. We will then engage a team of professional builders to carry out the necessary remedial works.
we will:
Mitigate the damage and take steps to make your property safe again
Undertake risk assessments
Carry out comprehensive property surveys
Compile all the evidence we need to present your claim to your insurers
Determine what can be salvaged, and what needs to be disposed of
Interpret your policy to make sure it does cover incidents of water damage
Liaise with your insurer and negotiate your claim on your behalf
Communicate with your loss adjuster, surveyor, and any other third party
Arrange specialist appointments in more complex scenarios
Push for interim payments where possible
How we can help
Our impact damage residential or business insurance claims validation and building repair services come with no additional costs or fees. In most cases, you will only need to pay your insurance excess. The insurance company will settle our costs.
We can also still assist you if you are not currently insured.
get in touch
Contact us now to schedule a call with a member of our team and get the guidance you need to move forward with confidence.
book now >