impact insurance claims
It’s easy to believe that your property will never be subjected to impact damage; that it’s something that happens to other people. But in the worst case scenario, it’s good to know that a team of experienced, knowledgeable assessors are only a phone call away.
As soon as you contact Your Claim, we will take the necessary steps to secure your property and carry out any emergency repairs. We’ll also manage your impact insurance claim from start to finish, leaving you free to carry on as normal, safe in the knowledge that your case is in expert hands.
case studies:
get in touch
Contact us now to schedule a call with a member of our team and get the guidance you need to move forward with confidence.
testimonial - long term damage to floor in the kitchen and bathroom
we can help with any insurance claims relating to:
- Water & flood damage Claims
- Fire damage
- Building contents Claims
- Storm damage
- Theft & criminal damage
- Impact damage
- Subsidence
- Accidental damage
examples of impact damage
A falling tree or a car embedded in your wall are common examples of impact damage. In rarer cases, our loss assessors deal with cases where a property has been caught in the aftermath of an explosion involving mains services, such as faulty gas lines.
The term can also cover malicious damage, which is typically damaged caused to your building or its contents on purpose, by somebody who is not authorised to be on your premises.
how we can help with impact damage claims
With your agreement, we will undertake a full damage report listing the work and materials needed to reinstate your building and, crucially, the cost to your insurer. We can also bring a Chartered Surveyor into the project if your impact insurance claim requires specialist expertise.
Once we have a good understanding of what’s needed, we will engage structural specialists to ensure the safety of your building during the repairs phase. We will then engage a team of professional builders to carry out the necessary remedial works.
our impact damage claim process
Our impact damage residential or business insurance claims validation and building repair services come with no additional costs or fees. In most cases, you will only need to pay your insurance excess. The insurance company will settle our costs. We can also still assist you if you are not currently insured.
Mitigate the damage and take steps to make your property safe again
Undertake risk assessments
Carry out comprehensive property surveys
Compile all the evidence we need to present your claim to your insurers
Determine what can be salvaged, and what needs to be disposed of
Interpret your policy to make sure it does cover incidents of impact damage
Liaise with your insurer and negotiate your claim on your behalf
Communicate with your loss adjuster, surveyor, and any other third party
Arrange specialist appointments in more complex scenarios
Push for interim payments where possible
what our customers say...
We have recommended Your Claim services on a number of occasions. Graham’s knowledge of his subject is second to none and he always works with us to quickly understand the extent of cover available…
view our recent case studies
Your Claim has worked with countless policyholders over the years. Click below to take a look at a selection of our most recent success stories and learn more about the work we do to make our clients’ lives easier during challenging times.